Choosing the right real estate agency can redefine your experience. At LUX Living, our expert advisors don’t just find homes — we find the right homes. We take the time to understand your preferences, lifestyle, and vision. The more detailed your brief, the more targeted and efficient your journey becomes.

Begin Your Property Viewings 

Now comes the exciting part — exploring luxury communities and residences tailored to your expectations. From waterfront penthouses to private villas, your LUX Living advisor will curate a shortlist that aligns perfectly with your goals. Be ready to fall in love. 

Make a Formal Offer 

Once you’ve found the one, it’s time to put in an offer. To make it compelling:

• Submit it in writing

• Attach a 10% deposit cheque

• Include a copy of your passport and Emirates ID

This strengthens your position and signals genuine intent.

Sign the MOU (Form F) 

Upon agreement, your agent will draft the Memorandum of Understanding (MOU), also known as Form F.
Both parties will review and sign the MOU, and the buyer hands over the 10% deposit (which is held in trust until transfer).

Sales Progression & Mortgage Steps (if applicable) 

If you’re buying through a mortgage:

• The bank will arrange a valuation of the property

• You’ll receive a Final Offer Letter (FOL) once approved

• If the seller has an active mortgage, it must be cleared before proceeding with the next steps

At LUX Living, our team facilitates seamless coordination with banks, valuators, and legal advisors — so you don’t have to worry about a thing.

Note: Mortgage settlements and finalizations may take up to 6–10 weeks depending on the bank.

Apply for the NOC (No Objection Certificate) 

An NOC is required from the property developer before transfer:

• All parties must visit the developer’s office

• NOC fee: AED 500–5,000 (depending on developer)

• Developers ensure all service charges are cleared and modifications (if any) are approved

• Some developers may request a refundable buyer deposit (returned after title deed submission)

Processing usually takes 3–5 business days.

Transfer of Ownership at Dubai Land Department 

The final step of your luxury real estate journey:

Visit the Dubai Land Department (DLD) with all parties
Pay via Manager’s Cheques:

• To seller (for purchase amount)

• To DLD (4% transfer fee + AED 4,000 admin fee)
  Receive your Title Deed under your name

Post-transfer, you and the seller will reconcile service charges (pro rata).